An insurance plan for Members who are insured by a high-deductible health insurance plan (through a spouse or on an individual basis), who do not need HealthCare Select. Provides first-dollar fixed indemnity and accident medical coverage to help members with out-of-pocket medical deductibles and coinsurance. Policy is paid at cost Incurred.
An insurance plan for Members who are insured by a high-deductible health insurance plan
(through a spouse or on an individual basis). Provides first-dollar fixed indemnity and
accident medical coverage to help members with out-of-pocket medical deductibles and
coinsurance. Since this is a pure indemnity based product, there will not be any
coordination of benefits.
A buy-up fixed indemnity and accident
medical option if
you enroll in HealthCare Select and are looking for enhanced
coverage for
catastrophic events, OR, a stand-alone option (instead of
HealthCare
Select) if you
are willing to self-pay your day-to-day medical expenses because
you
are more
concerned about major events. Since this is a pure indemnity
based
product, there
will not be any coordination of benefits.
